Call Us Today For A Free Quote | 843.766.5533
Harrell Insurance Providing great insurance quotes and expert advice from professionals in the industry
 

Leaky roofRoof damage is one of the most common reasons homeowners seek out a home insurance claim. Roofs themselves are essential to a home's overall structural integrity, and yet they take the brunt of the weather and protection of that home. In some situations, you may be able to file a claim for the damage to a roof in hopes that your insurer will pay for the repairs or replacement. However, there are a few key things to keep in mind before you do.

Frequency is Less Important Than Cause

Your home insurance company is there to help you with roof claims when they are caused by a storm or other covered damages. Keep in mind they do not just replace your roof because it is leaking. Rather, they do so when there is damage brought on as a result of a storm or other covered incidents. Roofing claims can happen as often as necessary in this case. If a storm comes through this year and a tree damages the roof, your insurer may cover it. The same goes for next year.

However, home insurance does not cover just any damage. It covers only situations that are not directly related to poor maintenance. For example, if your shingles are old and there is damage to them, leading to damage to the home and perhaps even mold buildup, but this is brought on by simply old shingles, it may not be covered by your insurance company. And that's important to know. Poor maintenance can be one of the most common reasons why you do not get the claim you file.

How to Know

The best way to know if you have home insurance coverage for the condition of your roof is to call your agent and schedule an inspection. If the damage was brought on by hail, windstorms, falling tree branches or other types of loss like this, your insurer may step in to cover it for you. In most cases, an inspection will answer this question for you. And you can file this type of claim as often as it is necessary and brought on by the right reasons. Do not avoid calling your contractor. Find out if there is help for your roof today.

Do you need to file a claim? Call Harrell Insurance Agency at (843) 766-5533 for more information on Charleston home insurance.

Share |


2 Comments

Marry Miller said...
good work shared
MONDAY, NOVEMBER 21 2016 7:04 AM
Cypress Contractor Pros said...
Great info, thanks for sharing! http://www.generalcontractorcypresstx.com/roofer-near-me.html
SATURDAY, FEBRUARY 04 2017 5:15 PM

Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Online Quote
Referrals
The biggest compliment is to tell your friends about us!
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog From Our Customers


Read More Read More
Facebook Twitter LinkedIn Google+ YouTube
Stay In Touch With Us Helpful Site Links Contact Us Today
Sign up now to receive new and updates
Harrell Insurance Agency
2000 Sam Rittenberg Blvd Suite 124 Charleston, SC 29407
Ph: (843) 766-5533
Fax: 843.769.5980
contactus@harrell-insurance.com
We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder